MicroCredit

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Need quick cash?

Do you have an unexpected expense?

PayDayHawaii's MicroCredit service may be just right for you, especially with our new Sign & Go feature.

Even the most organized person can have an emergency--a medical crisis, a car repair, or utility bill--and need quick access to cash, or just something to tide them over until payday.

We make it easy and convenient for you to solve your cash-flow problems. Consider a short-term cash advance to tide you over and see you through this rough patch. You can get a MicroCredit Cash Advance today against your posted dated automatic debit payment draft on your payday. Quicker and with less hassle than a traditional loan.

You can apply for a MicroCredit Cash Advance Apply Now, or visit one of our handy and friendly locations throughout the islands. At PayDayHawaii, we understand you and your needs; we're local, and we're the experts.

New! Sign & Go service!

Become a member and you'll be able to send your cash advance request to your PayDayHawaii store ahead of your arrival. Your contract and cash will be ready and waiting-all you have to do is "Sign & Go!" Call ahead or send a text, and stop by at lunchtime or after work.

New! Self-Help Credit service!

Do you have a part-time business? We have the financing tool you need with our Self-Help Cash Advance exclusively for part-time business owners like you! Your GET license qualifies you for this special rate. If you don't already have a GET license, we can help you apply.

MicroCredit Cash Advances at PayDayHawaii are easy to apply for, and offer quick access to cash much more cheaply than the overdraft fees you would incur if you bounced checks-and no damage to your credit rating.

PayDayHawaii's MicroCredit: The best solution to your short-term cash needs.

Apply Now

MicroCredit Terms

You are cashing a personal check for a fee. The fee is 10% + GET on the face amount of the check. If you choose to defer the remittance of your personal check to our bank account beyond 3 days due to insufficient funds, you will be charged an additional NSF fee of 3.33% of the amount you receive. Additionally you will incur a debit card payment processing fee of 2.19% of the amount you receive. The maximum amount of your personal check is $999.99. "Check” means any check, draft or other instrument for the payment of money.