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What to Do if You Owe Back Taxes

Over the last few years, the IRS has instituted a more lenient attitude and additional programs to help people pay their back taxes and their current taxes. But when I say “lenient,” I mean less draconian. They still want you … Continue reading

Posted in Financial Education, Tax Planning, Using Financial Services

Good Tax News? EITC Could Be a Windfall for You

EITC=Earned Income Tax Credit. It doesn’t sound very exciting, but it could potentially mean an extra refund at tax time—and sometimes a very significant refund. The EITC was designed to assist low-to-moderate income families, and is considered to be the … Continue reading

Posted in Tax Planning, Using Financial Services

Make Tax Time Easier with These Tips

Are you dreading tax time? There’s no real way we can make it fun, but we can make it easier, and less stressful. First, get help Free tax help is available across most of the islands in Hawaii. That’s right—free! … Continue reading

Posted in Financial Education, Hawaii Neighborhoods, Tax Planning, Using Financial Services

10 Terrific Tips to Take Charge of Holiday Spending

PayDayHawaii partners with America Saves, a campaign managed by the nonprofit Consumer Federation of America. America Saves seeks to motivate, encourage, and support low- to moderate-income households to save money, reduce debt, and build wealth. Non‐profit, government, and corporate groups participate … Continue reading

Posted in Financial Education, Smart Shopping and Budgeting

10 Ways to Make January as Financially Happy as December

We’ve all been there: The shock of opening up the first credit card bill after the holidays, or just of running short on funds in January. How did those expenses pile up so quickly and so high? The good news … Continue reading

Posted in Financial Education, Smart Shopping and Budgeting

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