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10 Terrific Tips to Take Charge of Holiday Spending

PayDayHawaii partners with America Saves, a campaign managed by the nonprofit Consumer Federation of America. America Saves seeks to motivate, encourage, and support low- to moderate-income households to save money, reduce debt, and build wealth. Non‐profit, government, and corporate groups participate … Continue reading

Posted in Financial Education, Smart Shopping and Budgeting

10 Ways to Make January as Financially Happy as December

We’ve all been there: The shock of opening up the first credit card bill after the holidays, or just of running short on funds in January. How did those expenses pile up so quickly and so high? The good news … Continue reading

Posted in Financial Education, Smart Shopping and Budgeting

Negotiating: Not a Dirty Word

Negotiating: We’ve all done it at one time or another.  Perhaps you negotiated your salary, benefits, or vacation at a new job. If you’ve purchased or sold a house, you most likely negotiated the sales price and other aspects of … Continue reading

Posted in Financial Education, Smart Shopping and Budgeting

When Your Wages Are Garnished

Your wages can be garnished for a number of reasons, and not all of them are in your control. Wages can be garnished for past debts you owe, for unpaid medical bills, or alimony or child support, or if you … Continue reading

Posted in Financial Education

Budget Tips: Easy Ways to Calculate Your Spending

We’ve talked before about the importance of establishing a budget for yourself and your family. Without that, you can’t even begin to manage your money. Remember that you have to know what money is going out so you can make … Continue reading

Posted in Financial Education, Smart Shopping and Budgeting

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