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Negotiating: Not a Dirty Word

Negotiating: We’ve all done it at one time or another.  Perhaps you negotiated your salary, benefits, or vacation at a new job. If you’ve purchased or sold a house, you most likely negotiated the sales price and other aspects of … Continue reading

Posted in Financial Education, Smart Shopping and Budgeting

When Your Wages Are Garnished

Your wages can be garnished for a number of reasons, and not all of them are in your control. Wages can be garnished for past debts you owe, for unpaid medical bills, or alimony or child support, or if you … Continue reading

Posted in Financial Education

Budget Tips: Easy Ways to Calculate Your Spending

We’ve talked before about the importance of establishing a budget for yourself and your family. Without that, you can’t even begin to manage your money. Remember that you have to know what money is going out so you can make … Continue reading

Posted in Financial Education, Smart Shopping and Budgeting

Small Business Suffers Under Federal Operation Choke Point

An under-the-radar Department of Justice initiative that started earlier this year has been gradually coming to light as it negatively affects small businesses across America. Dubbed Operation Choke Point, its intent is to strangle banks that provide services to targeted … Continue reading

Posted in Hawaii Neighborhoods, Using Financial Services

You CAN Pay Off Your Debt

Did you know that the average American household has more than $15,000 in credit card debt alone? Perhaps your own debt is smaller (or larger!), but it still needs to be paid off—keeping your debt going costs you a lot … Continue reading

Posted in Financial Education, Smart Shopping and Budgeting

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Steps to Apply for Microcredit


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