EITC=Earned Income Tax Credit. It doesn’t sound very exciting, but it could potentially mean an extra refund at tax time—and sometimes a very significant refund. The EITC was designed to assist low-to-moderate income families, and is considered to be the … Continue reading

Make Tax Time Easier with These Tips
Are you dreading tax time? There’s no real way we can make it fun, but we can make it easier, and less stressful. First, get help Free tax help is available across most of the islands in Hawaii. That’s right—free! … Continue reading
10 Terrific Tips to Take Charge of Holiday Spending
PayDayHawaii partners with America Saves, a campaign managed by the nonprofit Consumer Federation of America. America Saves seeks to motivate, encourage, and support low- to moderate-income households to save money, reduce debt, and build wealth. Non?profit, government, and corporate groups participate … Continue reading
10 Ways to Make January as Financially Happy as December
We’ve all been there: The shock of opening up the first credit card bill after the holidays, or just of running short on funds in January. How did those expenses pile up so quickly and so high? The good news … Continue reading
Negotiating: Not a Dirty Word
Negotiating: We’ve all done it at one time or another. Perhaps you negotiated your salary, benefits, or vacation at a new job. If you’ve purchased or sold a house, you most likely negotiated the sales price and other aspects of … Continue reading