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Saving Can Start with the Smallest Actions

Congratulations to Lorna, first-place winner in our Savings Blog Contest!  Lorna, from our Hilo, Hawaii, store, offers advice on how to start saving with small steps: In the business of everyday life, a lot of us struggle with the need … Continue reading

Posted in Financial Education, Saving and Investing, Smart Shopping and Budgeting

Check Your Qualification: The EITC Could Be a Windfall!

EITC=Earned Income Tax Credit. It doesn’t sound very exciting, but it could potentially mean an extra refund at tax time—and sometimes a very significant refund. The EITC was designed to assist low-to-moderate income families, and is considered to be the … Continue reading

Posted in Tax Planning

Make Your Tax Prep Easy on Yourself

Make your tax time easier: Follow this step-by-step guide to getting started on your tax prep and getting yourself a little organized. It will take less time with your tax accountant, and might end up saving you money. And if … Continue reading

Posted in Tax Planning

Wise Holiday Shopping

Get control of your holiday spending now and you won’t faint when you open your first credit card bill in January! Wise holiday shopping tactics: Set a total budget for holiday spending. Estimate how much you can afford to spend, … Continue reading

Posted in Smart Shopping and Budgeting

Building and Managing Your Credit

Last month we talked about how to borrow wisely. There’s a step that comes before borrowing, and that’s building your credit so that companies will loan to you. Your credit worthiness is based on your credit score. How do you … Continue reading

Posted in Selecting and Using Credit

Apply For Microcredit Online

Steps to Apply for Microcredit


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