EITC=Earned Income Tax Credit. It doesn’t sound very exciting, but it could potentially mean an extra refund at tax time—and sometimes a very significant refund. The EITC was designed to assist low-to-moderate income families, and is considered to be the … Continue reading

Make Your Tax Prep Easy on Yourself
Make your tax time easier: Follow this step-by-step guide to getting started on your tax prep and getting yourself a little organized. It will take less time with your tax accountant, and might end up saving you money. And if … Continue reading
Wise Holiday Shopping
Get control of your holiday spending now and you won’t faint when you open your first credit card bill in January! Wise holiday shopping tactics: Set a total budget for holiday spending. Estimate how much you can afford to spend, … Continue reading
Building and Managing Your Credit
Last month we talked about how to borrow wisely. There’s a step that comes before borrowing, and that’s building your credit so that companies will loan to you. Your credit worthiness is based on your credit score. How do you … Continue reading
How to Borrow Wisely
There are many excellent reasons to borrow money: for an emergency, to purchase a car or house, for education, or just to tide you over for a bit. But remember that credit costs money. Before you take out that loan, … Continue reading