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Last-Minute Holiday Gift Ideas

Still have shopping to do? Don’t panic! We’ve all been in that situation: shopping on Christmas Eve. Even if you still have a busy day today, you can shop for some easy and great last minute gifts. Our favorite suggestions: … Continue reading

Posted in Smart Shopping and Budgeting

What is FAFSA? Federal Student Aid Available Now

The Free Application for Federal Student Aid (FAFSA) is the first step in the financial aid process. You use the FAFSA to apply for federal student aid, such as grants, work-study, and loans. In addition, most states and colleges use … Continue reading

Posted in Education expense planning, Financial Education

Where to Find Housing Assistance

For many people, needing assistance with rent or with finding a place to live is a real possibility. And many of us are one expensive emergency away from needing that help. The good news is that there are resources available … Continue reading

Posted in Financial Education, Hawaii Neighborhoods, Legal Matters

Sending Mail to Prisons and Jails

Regulations for receiving mail in and sending mail to prisons and jails differs a bit: Federal Bureau of Prisons has its own set of rules, as do state prisons, county jails, and city jails. Usually, what you see on television … Continue reading

Posted in Legal Matters

How to Decide on Your Tax Withholdings

When you earn income, you owe taxes: true for most of us. How much you pay in taxes is determined in part by how you fill out your W-4 form. Here’s a sample form—once you look at it, you’ll recognize it. You’ve filled … Continue reading

Posted in Financial Education, Tax Planning

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Steps to Apply for Microcredit


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