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Plan to Save Long-Term

What are “long-term” savings? Most in the financial industry consider any savings plan that is ten years or longer to be long-term, though consumers tend to think long-term is five years or more. You may be asking, why do you … Continue reading

Posted in Financial Education, Mortgages and Home Ownership, Saving and Investing

Set Up a Part-Time Business

In several posts we’ve mentioned the possibility of getting an additional job or taking on some freelance work. The purpose is to find a way get yourself out of a temporary time of short income or extra debt. But what … Continue reading

Posted in Financial Education, Hawaii Neighborhoods

Don’t Let the Government Take Away Your Loans!

New rules proposed by the government would change short-term credit for everyone, making it harder—sometimes impossible—for you, the customers, to get the money you need. These new rules would apply to PayDayHawaii’s Micro-Credit Advance, payday advances, and other forms of … Continue reading

Posted in Financial Education

How “Payday” Loans Work

Just what exactly IS a payday loan? The answer is simple: It’s more accurate to call it a small short-term unsecured loan, designed to get a customer through a short, tight-money patch. It’s usually less than $500, and can be … Continue reading

Posted in Financial Education, Selecting and Using Credit, Using Financial Services

Don’t Let the Government Take Away Your Loans!

New rules proposed by the government would change short-term credit for everyone, making it harder—sometimes impossible—for you, the customers, to get the money you need. These new rules would apply to PayDayHawaii’s Micro-Credit Advance, payday advances, and other forms of … Continue reading

Posted in Financial Education, Selecting and Using Credit

Apply For Microcredit Online

Steps to Apply for Microcredit


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