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Category Archives: Financial Education

Find Your Scholarship or Grant

Many scholarships—literally thousands—are available for students. Unlike grants, scholarships are not necessarily need-based. Scholarships, like grants, provide you with free money for college that does not have to be paid back. The more applications for scholarships you send in, the more likely … Continue reading

Posted in Education expense planning, Financial Education, Personal Finance for Real People | Tagged , , , , , ,

How to Finance Your Small Business

Setting up a small business isn’t as hard as you might think, especially with PayDayHawaii here to help you. Figuring out how to finance your start-up, however, is a bit more challenging! If you have saved enough to get you … Continue reading

Posted in Financial Education, Legal Matters, Second Income, Selecting and Using Credit | Tagged , , , , , , , , , , , ,

Last Minute Gifts: Give a Brighter Future for the Holidays

Still have holiday gifts to buy? Make this holiday an inspiring one: give a gift that helps provide a positive future for your loved one. Here are some clever gift ideas that will show your love and support, and help … Continue reading

Posted in Financial Education, Personal Finance for Real People, Saving and Investing, Second Income, Small Business, Smart Shopping and Budgeting | Tagged , , , , , , , , , , , , , , , , , , , , , , , ,

What is a Credit Union?

What is the difference between a credit union and bank? You have no doubt seen credit union buildings around, or seen their ads. They sound like banks, but they don’t have the word “bank” in their name—just what are they? … Continue reading

Posted in Financial Education, Hawaii Neighborhoods, Mortgages and Home Ownership, Saving and Investing, Second Income, Small Business, Using Financial Services | Tagged , , , , , , , , , , , , , , ,

Secure Your Personal and Financial Information Now!

Monitoring your personal and financial information and accounts is more important than ever. With the recent hack into major credit monitoring bureau Equifax, now is a good time to review your defenses against identity theft. Even if you don’t have … Continue reading

Posted in Financial Education, Legal Matters, Smart Shopping and Budgeting, Tax Planning | Tagged , , , , , , , ,

Apply For Microcredit Online

Steps to Apply for Microcredit


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