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Category Archives: Financial Education

Credit Reports and Credit Scores

For more information about your credit report and credit score, you may visit https://www.federalreserveconsumerhelp.gov/learnmore/credit-reports-and-scores Your Credit Report Your credit report contains your identifying information along with transaction information about your current and past credit obligations. Identifying Information. Your name, Social … Continue reading

Posted in Financial Education, Personal Finance for Real People, Selecting and Using Credit

Welfare: Temporary Assistance for Needy Families (TANF)

Federal government benefit programs can help people with a low income cover basic expenses like food, housing, and healthcare. Temporary Assistance for Needy Families (TANF), also known as welfare, is designed to help families recover from temporary difficulties and move … Continue reading

Posted in Financial Education, Legal Matters, Personal Finance for Real People | Tagged , , , , , ,

What Is OSHA and How Does it Help You?

You may have seen those OSHA posters in the back room of a place you worked, or in the staff break room. Have you ever wondered if there was more to OSHA than the posters? OSHA was created as both … Continue reading

Posted in Financial Education, Legal Matters, Personal Finance for Real People | Tagged , , , , ,

How Does Workers’ Comp Work?

First of all, just what exactly IS workers’ compensation? Workers’ compensation is a kind of insurance, paid for by an employer, which provides a level of wage replacement and coverage for medical expenses to employees who are injured on the … Continue reading

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Starting a Service Business

We’ve talked previously about starting your part-time business, and we’ve primarily focused on businesses that sell physical items. But an equally valuable (and sometimes easier) idea is to start a service-based business. What kind of service business could you start? … Continue reading

Posted in Financial Education, Second Income, Small Business | Tagged , , , , , , ,

Apply For Microcredit Online

Steps to Apply for Microcredit


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