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Category Archives: Personal Finance for Real People

Welfare: Temporary Assistance for Needy Families (TANF)

Federal government benefit programs can help people with a low income cover basic expenses like food, housing, and healthcare. Temporary Assistance for Needy Families (TANF), also known as welfare, is designed to help families recover from temporary difficulties and move … Continue reading

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What Is OSHA and How Does it Help You?

You may have seen those OSHA posters in the back room of a place you worked, or in the staff break room. Have you ever wondered if there was more to OSHA than the posters? OSHA was created as both … Continue reading

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How Does Workers’ Comp Work?

First of all, just what exactly IS workers’ compensation? Workers’ compensation is a kind of insurance, paid for by an employer, which provides a level of wage replacement and coverage for medical expenses to employees who are injured on the … Continue reading

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Alternative Credit Scores

If you are one of what’s often referred to as “underbanked,” have a whisper-thin credit record, or if you have no credit history, you are probably already aware of the issues and problems that can come with having a low … Continue reading

Posted in Financial Education, Legal Matters, Personal Finance for Real People, Selecting and Using Credit, Using Financial Services | Tagged , , , ,

Find Your Scholarship or Grant

Many scholarships—literally thousands—are available for students. Unlike grants, scholarships are not necessarily need-based. Scholarships, like grants, provide you with free money for college that does not have to be paid back. The more applications for scholarships you send in, the more likely … Continue reading

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Apply For Microcredit Online

Steps to Apply for Microcredit


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