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Category Archives: Personal Finance for Real People

How Does Workers’ Comp Work?

First of all, just what exactly IS workers’ compensation? Workers’ compensation is a kind of insurance, paid for by an employer, which provides a level of wage replacement and coverage for medical expenses to employees who are injured on the … Continue reading

Posted in Financial Education, Legal Matters, Personal Finance for Real People | Tagged , , , , , , , , , , , ,

Alternative Credit Scores

If you are one of what’s often referred to as “underbanked,” have a whisper-thin credit record, or if you have no credit history, you are probably already aware of the issues and problems that can come with having a low … Continue reading

Posted in Financial Education, Legal Matters, Personal Finance for Real People, Selecting and Using Credit, Using Financial Services | Tagged , , , ,

Find Your Scholarship or Grant

Many scholarships—literally thousands—are available for students. Unlike grants, scholarships are not necessarily need-based. Scholarships, like grants, provide you with free money for college that does not have to be paid back. The more applications for scholarships you send in, the more likely … Continue reading

Posted in Education expense planning, Financial Education, Personal Finance for Real People | Tagged , , , , , ,

Last Minute Gifts: Give a Brighter Future for the Holidays

Still have holiday gifts to buy? Make this holiday an inspiring one: give a gift that helps provide a positive future for your loved one. Here are some clever gift ideas that will show your love and support, and help … Continue reading

Posted in Financial Education, Personal Finance for Real People, Saving and Investing, Second Income, Small Business, Smart Shopping and Budgeting | Tagged , , , , , , , , , , , , , , , , , , , , , , , ,

Apply For Microcredit Online

Steps to Apply for Microcredit


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