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Category Archives: Personal Finance for Real People

Credit Reports and Credit Scores

For more information about your credit report and credit score, you may visit https://www.federalreserveconsumerhelp.gov/learnmore/credit-reports-and-scores Your Credit Report Your credit report contains your identifying information along with transaction information about your current and past credit obligations. Identifying Information. Your name, Social … Continue reading

Posted in Financial Education, Personal Finance for Real People, Selecting and Using Credit

Welfare: Temporary Assistance for Needy Families (TANF)

Federal government benefit programs can help people with a low income cover basic expenses like food, housing, and healthcare. Temporary Assistance for Needy Families (TANF), also known as welfare, is designed to help families recover from temporary difficulties and move … Continue reading

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What Is OSHA and How Does it Help You?

You may have seen those OSHA posters in the back room of a place you worked, or in the staff break room. Have you ever wondered if there was more to OSHA than the posters? OSHA was created as both … Continue reading

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How Does Workers’ Comp Work?

First of all, just what exactly IS workers’ compensation? Workers’ compensation is a kind of insurance, paid for by an employer, which provides a level of wage replacement and coverage for medical expenses to employees who are injured on the … Continue reading

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Alternative Credit Scores

If you are one of what’s often referred to as “underbanked,” have a whisper-thin credit record, or if you have no credit history, you are probably already aware of the issues and problems that can come with having a low … Continue reading

Posted in Financial Education, Legal Matters, Personal Finance for Real People, Selecting and Using Credit, Using Financial Services | Tagged , , , ,

Apply For Microcredit Online

Steps to Apply for Microcredit


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