Blog

Contact Us
RSS Feed

Category Archives: Selecting and Using Credit

Alternative Credit Scores

If you are one of what’s often referred to as “underbanked,” have a whisper-thin credit record, or if you have no credit history, you are probably already aware of the issues and problems that can come with having a low … Continue reading

Posted in Financial Education, Legal Matters, Personal Finance for Real People, Selecting and Using Credit, Using Financial Services | Tagged , , , ,

How to Finance Your Small Business

Setting up a small business isn’t as hard as you might think, especially with PayDayHawaii here to help you. Figuring out how to finance your start-up, however, is a bit more challenging! If you have saved enough to get you … Continue reading

Posted in Financial Education, Legal Matters, Second Income, Selecting and Using Credit | Tagged , , , , , , , , , , , ,

How “Payday” Loans Work

Just what exactly IS a payday loan? The answer is simple: It’s more accurate to call it a small short-term unsecured loan, designed to get a customer through a short, tight-money patch. It’s usually less than $500, and can be … Continue reading

Posted in Financial Education, Selecting and Using Credit, Using Financial Services

Don’t Let the Government Take Away Your Loans!

New rules proposed by the government would change short-term credit for everyone, making it harder—sometimes impossible—for you, the customers, to get the money you need. These new rules would apply to PayDayHawaii’s Micro-Credit Advance, payday advances, and other forms of … Continue reading

Posted in Financial Education, Selecting and Using Credit

Rebuilding Your Credit

Whether you have a bankruptcy in your past, or have just gotten yourself into a bad credit situation, sooner or later you are going to want to start thinking about rebuilding your credit score. There’s no such thing as a … Continue reading

Posted in Financial Education, Selecting and Using Credit, Smart Shopping and Budgeting

Apply For Microcredit Online

Steps to Apply for Microcredit


Apply Now