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Category Archives: Using Financial Services

Alternative Credit Scores

If you are one of what’s often referred to as “underbanked,” have a whisper-thin credit record, or if you have no credit history, you are probably already aware of the issues and problems that can come with having a low … Continue reading

Posted in Financial Education, Legal Matters, Personal Finance for Real People, Selecting and Using Credit, Using Financial Services | Tagged , , , ,

Business Basics: What Type of Business Are You?

When you are starting your new part-time business, take a few minutes to think about what legal category your business will be. This is important for both legal and tax reasons. Don’t get scared, though! Many part-time businesses, especially those … Continue reading

Posted in Financial Education, Hawaii Neighborhoods, Legal Matters, Second Income, Small Business, Using Financial Services | Tagged , , , , , , , , , , , , ,

What is a Credit Union?

What is the difference between a credit union and bank? You have no doubt seen credit union buildings around, or seen their ads. They sound like banks, but they don’t have the word “bank” in their name—just what are they? … Continue reading

Posted in Financial Education, Hawaii Neighborhoods, Mortgages and Home Ownership, Saving and Investing, Second Income, Small Business, Using Financial Services | Tagged , , , , , , , , , , , , , , ,

Investment Basics

PayDayHawaii is proud to work with America Saves this week–we’ll be focusing on ways to save or not waste money with blog posts every day this week! You don’t have to be a genius to be reasonably successful in investing. … Continue reading

Posted in Financial Education, Saving and Investing, Using Financial Services

Filing Your Taxes Will Be Easier With These Tips

Tax time is almost here, but don’t worry—there are plenty of resources to help you find your way through the tax forms. By following our prep list, you’ll be in good shape when you meet with your tax counselor or … Continue reading

Posted in Financial Education, Tax Planning, Using Financial Services

Apply For Microcredit Online

Steps to Apply for Microcredit


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