Check Cashing

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At PayDayHawaii, we cash all your checks!

  • Payroll checks
  • Government checks
  • Insurance checks
  • Income tax refund checks
  • Commercial checks
  • Money orders

Cash your payroll check up to $300 for only $2.99. All our check-cashing fees are extremely competitive. In fact, PayDayHawaii's rate for commercial checks is less than the fee charged by most credit card processors.

PayDayHawaii locations are open with convenient hours on weekdays, as well as Saturdays and Sundays at most locations, giving you more hours to cash your checks. We don't keep banker's hours!

Bring your check and your photo ID, and walk out with cash, or have your money loaded onto a prepaid debit card.

Commercial Accounts

Are you self-employed with a General Excise Tax license? Open a commercial account and can cash all your business checks for 2%. Any amount!

Get the cash you need to today meet payroll, pay subcontractors, pay vendors and keep your business running smoothly. We can verify and cash your commercial check for any amount up to $2,000 in one business day or less. In most cases, checks presented by 10AM on business days can be cashed the same day. Do you have a check larger than $2000? Call ahead and we'll arrange to have funds available.

Do you accept check payments from out-of-state clients? Are you tired of bank holds on your out-of-state checks? We can help!

Worried about over-extending or losing your credit because of cash-flow? We can help!

Have complaints or order holds because you haven't paid your bills, while waiting for a check to clear? We can help!

PayDayHawaii has over 14 years of experience in cashing commercial checks for our many self-employed clients. We understand you have tight budgets and even tighter cash-flow. You need your cash now, so you can pay your employees, purchase supplies, pay utility bills, and more. The last thing you need to do is wait for a deposited check to clear. And remember, PayDayHawaii's rate for commercial checks is less than the fee charged by most credit card processors.

Please note: We can only cash checks for individuals with or without DBAs (Doing Business As). We cannot cash checks for business entities.