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Current Micro-Credit Rates:

Micro-Credit 3: A fee of 11% of the repayment amount is charged for the advance. Your advance will be due on any payday up to 3 days.

Micro-Credit 7: A fee of 13% of the repayment amount is charged for the advance. Your advance will be due on any payday up to 7 days.

Micro-Credit 16: A fee of 15% of the repayment amount is charged for the advance. Your advance will be due on any payday up to 16 days.

Micro-Credit SSI: A fee of 11-15% of the repayment amount is charged for the advance. Your advance will be due on your benefit payment date but no later than 31 days.


The Fee will be added to amount you select and depends on the term. The maximum Micro-Credit term is 21 days unless you are a Social Security recipient. GET is included in the fee.

Social Security & Preferences
Bank & Personal Information:
Authorization Agreement for Direct Deposit/Debit: By signing my name below, I hereby authorize PayDayHawaii, to initiate debit/credit entries to my account for all payments due, including any returned unpaid item fees due, on which the subject of this agreement is drawn and the Financial Institution at which the account is held to debit/credit the same to such account. This authority is to remain in full force and effect until PayDayHawaii and the subject Financial Institution have received written notification from me of its termination in such time and in such manner as to afford PayDayHawaii and the Financial Institution a reasonable opportunity to act on it. I understand that I may cancel this authorization by providing written notice to PayDayHawaii at least thirty (30) business days prior to the payment due date. I further understand that canceling my authorization does not relieve me of the responsibility of paying all amounts due in full.
I wish to receive text message reminders on my cell phone.
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Next Steps:
1. Print Form and Fax to PayDayHawaii (808-822-0274)
-- Or --
2. Click on the Submit button below.

   

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