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Category Archives: Selecting and Using Credit

Credit Reports and Credit Scores

For more information about your credit report and credit score, you may visit https://www.federalreserveconsumerhelp.gov/learnmore/credit-reports-and-scores Your Credit Report Your credit report contains your identifying information along with transaction information about your current and past credit obligations. Identifying Information. Your name, Social … Continue reading

Posted in Financial Education, Personal Finance for Real People, Selecting and Using Credit

Continuing Services During the Coronavirus Shutdown

As the coronavirus situation is continuing to develop, the health and well-being of our customers and employees has remained our top priority. We are committed to remaining open for you, for your business, and to addressing your financial needs. WE’RE … Continue reading

Posted in Education expense planning, Legal Matters, Saving and Investing, Selecting and Using Credit, Small Business, Smart Shopping and Budgeting, Using Financial Services | Tagged , , , ,

Alternative Credit Scores

If you are one of what’s often referred to as “underbanked,” have a whisper-thin credit record, or if you have no credit history, you are probably already aware of the issues and problems that can come with having a low … Continue reading

Posted in Financial Education, Legal Matters, Personal Finance for Real People, Selecting and Using Credit, Using Financial Services | Tagged , , , ,

How to Finance Your Small Business

Setting up a small business isn’t as hard as you might think, especially with PayDayHawaii here to help you. Figuring out how to finance your start-up, however, is a bit more challenging! If you have saved enough to get you … Continue reading

Posted in Financial Education, Legal Matters, Second Income, Selecting and Using Credit | Tagged , , , , , , , , , , , ,

How “Payday” Loans Work

Just what exactly IS a payday loan? The answer is simple: It’s more accurate to call it a small short-term unsecured loan, designed to get a customer through a short, tight-money patch. It’s usually less than $500, and can be … Continue reading

Posted in Financial Education, Selecting and Using Credit, Using Financial Services

Apply For Microcredit Online

Steps to Apply for Microcredit


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